How MCS Works

We purchase a set dollar amount of your future Visa/Mastercard sales at a discount, in exchange we pay you cash today. Then, through an automated process, we seamlessly collect the agreed upon amount by taking a small percentage from each Visa/Mastercard transaction. Basically, we get paid as you get paid.

Oftentimes, banks or traditional financial institutions can be one dimensional in their product offerings, but with MCS you will find a family of financial solutions structured around your individual business needs. MCS prides itself on its flexibility to meet your financing needs. Our goal is to get working capital in the hands of businesses quickly and effectively. Our financing program has become an important alternative to traditional bank lending as a source for short term funds.

MCS offers different financial solutions to meet your needs:

  • MCS/CORE
  • The MCS/CORE product is designed to fit most merchants’ needs. Funding available under this plan ranges from a minimum of $5,000 to a maximum of $250,000.

  • MCS/PRIME

Designed for merchants with operating histories of 4 years or more and stronger overall credit positions. MCS/PRIME is an attractive option for those merchants who need between $75,000 and $400,000 in funding. Call today to find out if you qualify!