About Merchant Capital Source
Over 15 years supporting American small business
Our Story
Founded in 2004, Merchant Capital Source is a pioneer of the small business direct-lending sector. For over fifteen years we’ve worked with American small-businessmen and women of all industries, helping them fund their business operation and growth.
We’ve been through it all, including the Great Financial Crisis of 2009 and the COVID-19 crisis and shutdowns where we continued to work with business owners, even when most banks didn’t.
As business operators ourselves, we know what it’s like to run a business. We have been in the trenches and we know the pain points, particularly when it comes to securing financing. That is why we developed financing solutions with some of the most flexible terms in the business.


A+
from Better Business Bureau

5 Star
from Trust Pilot

+12,000
loans & advances provided

70%
are repeat customers
Our Philosophy and Values
We base everything we do on The Golden Rule.
We treat our customers the way we like to be treated: respectfully, fairly and competently.
These principles guide everything we do.

Hour of Operation
Monday – Friday
9am to 6pm (PT)
9am to 6pm (PT)
Our Office
2120 Main Street, Suite 220 Huntington Beach, CA 92648