NO NONSENSE, FAST SMALL BUSINESS CAPITAL SINCE 2004
Merchant Cash Advance vs. Small Business Loan
Merchant Cash Advance
Your future payments vary based upon your future sales volume— so payments are cash flow friendly!
Small Business Loan
Your future payments are fixed so you can plan your future cash flow.
The Merchant Cash Advance Solution
If you have a history of credit card acceptance, then a Merchant Cash Advance may be just what you need. Your history of credit card volume is used to determine the amount of funds that can be advanced. A Merchant Cash Advance requires a minimal operating history and the lowest possible credit requirements. Your payments fluctuate, and are dependent upon the amount of your future credit card sales. The amount that you pay is either collected directly through the daily deposits of your merchant processing account or collected by daily ACH debit to your bank account.
The Small Business Loan Solution
This solution is ideal for the stronger credit profile, and business with strong consistent cash flow that desires a fixed payment structure. Additionally, the funding amount is not limited by your credit card processing volume. If you have at least 9 months operating history in your business, and prefer a fixed payment structure, then let us quote you a Small Business Loan. Funding time is still about 3 days after submission of your complete application package!
Ready to move forward?
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.