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Cash Advance

A flexible solution – ideal for businesses with variable sales

Advantages of the Cash Advance

Flexible Payments

No fixed payments to worry about. Payments are calculated as a percentage of your credit/debit card sales. So if your sales go down (for whatever reason) so do your payments.

No Credit Required

Our decision depends on your business sales not on your personal credit.

Minimum Requirements

The only requirements are:
6 months in business
At least $10,000 in monthly sales

Hassle-Free Payments

Payments are automatically collected from your credit card processor or via ACH. No need to worry about missing payments.

Fast Approval

Approval within 24 hours and receive funding in as little as 2- 3 days.

No Personal Guarantee

You do not need to provide any form of collateral or personal guarantee.

How it works

Get Approved

With some basic information from your business we estimate an approval amount

Receive Funds

Funds are wired directly to your bank account within 2-3 days.

Make Payments

A fixed payment is automatically debited from your business bank account.

Access More Funds

You don’t need to be fully repaid to access more funds. Plus, as an exiting customer the process is easier and faster!

Cash Advance FAQs

What do I need to qualify?

To apply, there are only two requirements:

    1. Being in business for more than 6 months
    2. Having at least $10,000 in sales per month
How much money can I get and what are the payback periods?

Advance and Loan amounts range from $5,000 to up to $250,000 for new clients.

Loans have 3 to 12-month terms.

What are the advantages of the Cash Advance?
  • Payments are flexible. If your sales drop, so do your payments.
  • There is not personal guarantee.
  • Can be offered in all 50 states, but the business needs to have a minimum of credit card sales.
What is the difference between the Cash Advance and the Loan?

The main difference between the Cash Advance and the Loan is that the Cash Advance has variable payments that fluctuate with the sales of the business while the Loan’s payments are fixed.

What can I use the money for?

MCS places no restrictions on how you choose to use the money.  Common uses include the purchase of inventory, purchase of equipment, remodeling, expansion, advertising, payoff debt and taxes.  But it’s entirely up to you!

Still have some questions? Visit FAQs

Ready to get started?

Apply Now

or Call us at (866) 969-7878

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  • 2120 Main Street, Suite 220
    Huntington Beach, CA 92648
  • Telephone: (866) 969-7878
  • Fax: (949) 209-2636
  • 2120 Main Street, Suite 220
    Huntington Beach, CA 92648
  • Telephone: (866) 969-7878
  • Fax: (949) 209-2636
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  • Terms and Conditions
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