Cash Advance
A flexible solution – ideal for businesses with variable sales
Advantages of the Cash Advance

Flexible Payments
No fixed payments to worry about. Payments are calculated as a percentage of your credit/debit card sales. So if your sales go down (for whatever reason) so do your payments.

No Credit Required
Our decision depends on your business sales not on your personal credit.

Minimum Requirements
The only requirements are:
6 months in business
At least $10,000 in monthly sales

Hassle-Free Payments
Payments are automatically collected from your credit card processor or via ACH. No need to worry about missing payments.

Fast Approval
Approval within 24 hours and receive funding in as little as 2- 3 days.

No Personal Guarantee
You do not need to provide any form of collateral or personal guarantee.
How it works
Get Approved
With some basic information from your business we estimate an approval amount
Receive Funds
Funds are wired directly to your bank account within 2-3 days.
Make Payments
A fixed payment is automatically debited from your business bank account.
Access More Funds
You don’t need to be fully repaid to access more funds. Plus, as an exiting customer the process is easier and faster!

Cash Advance FAQs
To apply, there are only two requirements:
- Being in business for more than 6 months
- Having at least $10,000 in sales per month
Advance and Loan amounts range from $5,000 to up to $250,000 for new clients.
Loans have 3 to 12-month terms.
- Payments are flexible. If your sales drop, so do your payments.
- There is not personal guarantee.
- Can be offered in all 50 states, but the business needs to have a minimum of credit card sales.
The main difference between the Cash Advance and the Loan is that the Cash Advance has variable payments that fluctuate with the sales of the business while the Loan’s payments are fixed.
MCS places no restrictions on how you choose to use the money. Common uses include the purchase of inventory, purchase of equipment, remodeling, expansion, advertising, payoff debt and taxes. But it’s entirely up to you!
Still have some questions? Visit FAQs