Who is Merchant Capital Source? 

Merchant Capital Source is a small business lending company founded in 2005 in Huntington Beach, California. MCS was founded in with the recognition that the banking community was not meeting the capital needs of the small and mid-sized business community. This fact remains true today. Banks, and other business lenders, have cumbersome lending processes that take weeks (if not longer) to process and they typically want to see a business plan, tax returns and personal financial statements. The approval rate to small business from traditional lending institutions is extremely low; and typically those that are approved are required to pledge their personal collateral (including their homes!) as a condition to funding. We knew there had to be a better way.

We are business people that understand your need for cash is a reality of doing business. But unlike banks, the reason you need the cash is not our concern, nor is your personal balance sheet. Our primary concern is enabling you to access the value of your sales and cash flow in the most optimized manner possible, and get you the cash you need today!

At Merchant Capital Source you will receive a finance solution that fits your unique business needs. Whether it’s a Small Business Loan or a Merchant Cash Advance that suits you best, you will also find the professionalism, teamwork, and compassion for your needs that enable us to serve you to the highest standards of excellence. Please contact us directly to answer any questions you may have.